Apply for Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card
Terms apply. See rates & fees
Apply now for Capital One SavorOne Cash Rewards Credit Card at Capital One's secure site
Apply for Capital One SavorOne Cash Rewards Credit Card Apply now for Capital One SavorOne Cash Rewards Credit Card at Capital One's secure site Terms & restrictions apply. See rates & fees
BEST NO-ANNUAL-FEE CARD FOR FOOD AND ENTERTAINMENT
Maximize your cash-back earning ability in high-spend categories, including dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart® and Target®). (Partner offer)
At a glance
- 8% 8% Cash Back on Capital One Entertainment purchases
- 5% 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- 3% 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
- 1% 1% Cash Back on all other purchases
$200
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
0% intro on purchases for 15 months
19.99% - 29.99% (Variable)
0% intro on balance transfers for 15 months
19.99% - 29.99% (Variable)
29.99% (Variable)
None
$0
670-850
Excellent, Good
-
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
-
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
At a glance
- 8% 8% Cash Back on Capital One Entertainment purchases
- 5% 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- 3% 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
- 1% 1% Cash Back on all other purchases
$200
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
0% intro on purchases for 15 months
19.99% - 29.99% (Variable)
0% intro on balance transfers for 15 months
19.99% - 29.99% (Variable)
29.99% (Variable)
None
$0
670-850
Excellent, Good
-
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
-
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
-
Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
-
Earn 8% cash back on Capital One Entertainment purchases
-
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
-
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
-
0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
-
No foreign transaction fee
-
No annual fee
Apply now for Capital One SavorOne Cash Rewards Credit Card at Capital One's secure site Terms & restrictions apply. See rates & fees
Our Take
TPG Editor's Rating
Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
3.5/5
Overview
The Capital One SavorOne Cash Rewards Credit Card serves as a great introduction to the world of rewards credit cards. For starters, there’s no annual fee, so you’ll rest easy knowing that you’re at an automatic net positive by opening this card. From there, earn 3% on popular everyday spending categories, which you can redeem for valuable cash-back rewards back in your pocket. If you travel internationally from time to time, you can even bring this card with you, as there are no foreign transaction fees.
Capital One SavorOne Review
Pros
-
Strong return on common spending categories for a no-annual-fee credit card
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Simple earning and redeeming is great for beginners
Cons
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Some cards provide better value with higher reward potential on dining and grocery purchases
Who is this card good for?
There are two types of customers that would benefit from the Capital One SavorOne. First, the budget-conscious consumer who doesn’t want to pay an annual fee on a credit card but spends frequently on nights out — whether it be at restaurants, at the movies or at concerts — can earn a sizeable 3% return on these purchases.
Additionally, cardholders of the Capital One Venture Rewards Credit Card who want to earn Capital One miles even faster should consider this card. That’s because you can transfer all the rewards earned on the Capital One SavorOne over to your Capital One Venture card at a 1:1 rate, letting you access Capital One’s 15-plus airline and hotel transfer partners.
Earning Rewards
You’ll earn unlimited 3% cash-back rewards on dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
